Collection:Bucket Manager - Unsecured Products

About Axis Bank

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture, and Retail Businesses. 

Your role

About retail lending:

The Retail Lending department focuses on the lending business of the bank by offering various loan products like home loans, car loans, and personal loans among others. They also offer working capital loans and business loans for small businesses and is also responsible for the rural lending business of the bank.

About the role:

The bucket manager handles the Risk-60 portfolio for Secured Loans. The Bucket manager ensures NPA resolution and manages the portfolio as per the existing process. The Bucket Manager also ensures compliance with the audit procedures of the bank 

Responsibilities:

• Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement
• Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
• Ensure adherence to the set process and audit requirements in place
• Ensure minimum forward flow from the buckets

Training & development

Axis Bank is one of the best places for freshers because it offers Young Bankers Programs, Virtual Sales and Relationship Management Programs, and many more. Whether you're a fresh graduate or a professional with considerable work experience, Axis Bank offers you ample opportunities to grow, upskill, and advance in your career. 

Salary & benefits

The annual salary for this role can range from INR 4.1 to 6.0 LPA (Source: Ambition Box). The bank takes care of you and your loved ones and will support you with a competitive and comprehensive benefits package as mentioned below;

• Health Insurance
• Job Training
• Soft Skill Training
• Work From Home
• Team Outings
• Free Transport
• Education Assistance
• International Relocation
• Free Food
• ....read more

Career progression

Axis Bank helps its employees by creating the ideal work environment to encourage capacity building, growth, and empowerment. The development opportunities, along with an enabling culture, help you grow.

Work-life balance

Axis Bank has a good inclusive work environment and diverse working culture. It has great working hours. The bank provides alternate Saturdays off with flexible timing depending on the needs of the employees.

Culture & vibe

Axis Bank seeks to create an inclusive, equitable, culturally competent, supportive, and safe environment where their employees model behavior that enriches the workplace. To further an inclusive culture and foster DE&I principles, Axis Bank is committed to:

• Ensuring an inclusive working environment free of discrimination at all stages of the employee life cycle
• Developing plans to promote DE&I principles and cultural competencies among employees across Axis Bank.

About you

Qualifications:

The optimal qualification for success on the job is:

• Graduation from a recognized institute.

Role proficiencies:

For the successful execution of the job, the candidate should possess the following:

• Knowledge and understanding of collections and market dynamics.
• Knowledge of regulatory guidelines and norms.
• Good communication (both verbal and written) skills in both English and the local language.
• Ability to manage complex client situations.
• Ability to handle pressure and meet deadlines.

How to apply

To apply for this role, just click on the "Apply on employer site" button, which navigates to the career section where the application can be filled out and submitted.